TERMS AND CONDITIONS

GOVERNING USE OF SWISSCLEAR GLOBAL PREPAID SERVICES

This is an agreement between you (“you” or “your”) and Swissclear Global, Inc. (“SCG”, “we”, “us” or “our”) that governs your use of SCG website at www.tappp.com (the “Website”), whether as a guest or a registered user. Please read these terms and conditions (“Terms”) carefully before you start to use the Website. By using the Website, you indicate that you accept these terms of use and that you agree to abide by them. These constitute a binding agreement between you and SCG and govern the relationship between you and SCG. If you do not agree to these terms of use, please discontinue from using the Website. We may periodically change these Terms without notice. You are responsible for checking these Terms from time to time for revisions. All amended Terms become effective upon our posting the same on the Website or as otherwise notified to you, and any use of the Website after such revisions have been posted signifies your consent to the changes. You should check the Website from time to time to review the then current legal notice, because it is binding on you. Certain provisions of this legal notice may be superseded by expressly designated legal notices or terms located on particular pages at the Website. If you do not agree to the revised Terms, please discontinue use of the Website.

  1. 1.PROVISION OF THE WEBSITE
    1. 1.1 Access to our Website is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our Website without notice. We will not be liable if for any reason our Website is unavailable at any time or for any period.
    2. 1.2 From time to time, we may restrict access to some parts of our Website, or our entire Website, to users who have registered with us. SCG does not make any representations regarding the availability and performance of the Website. SCG retains all rights, in its sole and absolute discretion, to alter or terminate the Website or any component thereof at any time from time to time, including without limitation adding or removing functionality, without any notice to you.
  2. 2.YOUR PERSONAL INFORMATION
    1. 2.1 You hereby agree and consent to SCG retaining and disclosing to such third parties as it may see fit (whether located in Singapore or overseas) all information you may provide to SCG in the course of your interacting with SCG or accessing the Website, and whether or not such retention or disclosure is for or in connection with the provision of the Website.
    2. 2.2 You authorise SCG and its marketing partners to send to you, using your email address and any other forms of electronic communications you have provided, information about products and services which SCG or its marketing partners may provide. Where any goods or services are offered by a third party, you agree and acknowledge that such third party shall be solely liable to you in respect thereof, and you shall have no claim against SCG in connection therewith.
    3. 2.3 If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these terms of use. SCG will not be liable for any loss that you may incur as a result of someone else using your user identification code or password.
    4. 2.4 Click here to review this Website Privacy Policy.
  3. 3.INTELLECTUAL PROPERTY
    1. 3.1 Except as otherwise expressly stated herein, all rights, title and interest in and to this Website, its contents and the online services herein, are owned by SCG. No part of this Website may be reproduced, distributed, republished, retransmitted, disseminated, displayed, adapted, altered, hyperlinked or otherwise used in any form or by any means without the prior written consent of SCG. You also may not, without the prior written consent of SCG, mirror or frame any part or whole of the contents of this Website on any other server or as part of any other Website. In addition, you agree that you will not use any robot, spider or any other automatic device or manual process to monitor or copy our web pages or the content contained herein, without the prior written consent of SCG.
    2. 3.2 All proprietary content, trademarks, service marks, brand names, logos and other intellectual property displayed in this Website are the property of SCG and where applicable, third party proprietors identified in this Website. No right or licence is granted directly or indirectly to any party accessing this Website to use or reproduce any such proprietary content, trademarks, service marks, brand names, logos and other intellectual property, and no party accessing this Website shall claim any right, title or interest therein.
  4. 4.DISCLAIMERS AND EXCLUSION OF LIABILTY
    1. 4.1 You agree to bear all risk associated with any transaction or failure to complete a transaction. You accept full responsibility for the monitoring of your account and will notify SCG immediately in writing, and providing full details, if or if you believe that any transaction has been incorrectly executed or you have failed to receive a message from SCG indicating that an instruction or order was received and/or accepted by it.
    2. 4.2 Any use of the Service shall be at your sole risk. You agree and acknowledge that the Service is provided “as is” and “as available” without warranty of any kind, whether express or implied or statutory, including, but not limited to, the implied warranties of satisfactory quality, merchantability, fitness for a particular purpose, and/or non-infringement, all of which are expressly disclaimed. SCG does not warrant or represent that the accessibility of the Service or that it will be uninterrupted or error free, or that defects will be corrected.
    3. 4.3 Without limiting the generality of the foregoing, SCG disclaims any and all liability and warranties relating to or in connection with
      1. (a) The security, availability, reliability, timeliness, accuracy and/or performance of the Website and information relating thereto, the correction of any defects or errors
      2. (b) The accuracy, content, completeness, legality, reliability, operability or availability of the Website
      3. (c) The availability, accuracy, copyright compliance, legality, decency or any other aspect of any content, advertising, products, or other materials or information on or made available by or otherwise relating to any third parties via the Website or linked thereto or otherwise obtained through the same.
    4. 4.4 EXCLUSION OF LIABILITY. TO THE FULLEST EXTENT PERMITTED UNDER LAW, IN NO EVENT SHALL SCG HAVE ANY LIABILITY TO ANY PERSON OR USER ON ACCOUNT OF ANY USE, MISUSE OR RELIANCE ON THE SERVICE, INCLUDING ANY DELAY, ACT, OMISSION, NEGLECT OR BREACH ON THE PART OF ANY CONTENT SERVICE PROVIDER, MOBILE OPERATORS OR ANY THIRD PARTY COLLABORATOR OF SCG, FOR ANY LOSS, DAMAGE OR CLAIM OF WHATSOEVER NATURE, INCLUDING WITHOUT LIMITATION DIRECT, SPECIAL, PUNITIVE, INDIRECT, CONSEQUENTIAL OR INCIDENTAL, EXTENDING TO DAMAGES OR OTHER CLAIMS FOR LOSS OF PROFITS, REVENUE, USE, DATA, BUSINESS OR OTHER OPPORTUNITIES, GOODWILL, ANTICIPATED SAVINGS, WHETHER BROUGHT IN WARRANTY, CONTRACT, INTELLECTUAL PROPERTY INFRINGEMENT, TORT (INCLUDING NEGLIGENCE) OR OTHER LEGAL THEORY, EVEN IF SCG IS AWARE OF OR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE, ARISING OUT OF OR IN CONNECTION WITH THE USE (OR INABILITY TO USE) OR PERFORMANCE OF THE SERVICE, THE INTERNET GENERALLY, OR ANY COMMUNICATION NETWORK, OR OTHERWISE HOWSOEVER.
    5. 4.5 IN ADDITION, YOU AGREE THAT SCG SHALL IN NO EVENT BE LIABLE FOR ANY DAMAGES, LOSS OR EXPENSE INCLUDING WITHOUT LIMITATION, DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGE OR ECONOMIC LOSS OR DAMAGES FOR LOSS OF PROFITS, USE, DATA, AIRTIME OR OTHER TANGIBLE OR INTANGIBLE LOSS EVEN IF SCG HAD BEEN ADVISED OF THE POSSIBILITY OF SUCH LOSS OR DAMAGES ARISING FROM OR IN CONNECTION WITH:
      1. (a) ANY ACCESS, USE OR THE INABILITY TO ACCESS OR USE THE SERVICE
      2. (b) ANY SYSTEM, SERVER OR CONNECTION FAILURE, ERROR, OMISSION, INTERRUPTION, DELAY IN TRANSMISSION OR COMPUTER VIRUS
      3. (c) ANY USE OF OR ACCESS TO ANY OTHER SERVICE RELATED TO THE SERVICE
    6. EVEN IF SCG OR THEIR AGENTS OR EMPLOYEES ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES AND/OR EXPENSES.YOU ASSUME ALL RESPONSIBILITY AND RISK FOR THE USE OF THE SERVICE AND THE WEBSITE GENERALLY. YOU FURTHER AGREE, HAVING REGARD TO THE NATURE OF THE SERVICE PROVIDED BY SCG, THAT THE ABOVE DISCLAIMERS, EXCLUSIONS AND LIMITATIONS OF LIABILITY ARE REASONABLE IN EVERY RESPECT.
      TO THE EXTENT THAT EXCLUSION OF CERTAIN WARRANTIES OR THE EXCLUSION OR LIMITATION OF LIABILITY IS PROHIBITED OR LIMITED BY LAW, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU TO THE EXTENT SO PROHIBITED OR LIMITED, OR WHERE ANY LIABILITY HAS NOT BEEN EXCLUDED, THEN SCG’S MAXIMUM AGGREGATE LIABILITY IS LIMITED TO THE MINIMUM EXTENT PERMISSIBLE BY APPLICABLE LAW, AND IN ANY EVENT, SHALL NOT EXCEED THE AMOUNT PAID BY YOU TO SCG IN CONNECTION WITH THE TRANSACTION TO WHICH SUCH LIABILITY RELATES.
    7. 4.6 You hereby agree to indemnify, defend and hold SCG, and all their officers, directors, owners, agents, employees, content and information providers, affiliates, partners, licensors and licensees (collectively, the "Indemnified Parties") harmless from and against any and all liability and costs incurred by the Indemnified Parties due to or arising in connection with your use of the Service, any information which you submit, any breach by you of these Terms, or any law, regulation or terms of any licence, any claim, any rights of any third party, including without limitation the infringement by you of any intellectual property or other right of any person or entity, including, without limitation, attorney fees and costs on a full indemnity basis. You shall cooperate as fully as reasonably required by SCG in the defense of any claim. SCG reserves the right, at its own expense, to assume the exclusive conduct and control of any matter or legal proceedings subject to indemnification by you and you shall not in any event settle any matter without the prior written consent of SCG.
  5. 5.MISCELLANEOUS
    1. 5.1 These Terms will be governed by and construed in accordance with the laws of Singapore, and you agree to submit to the exclusive jurisdiction of the Singapore Courts without regard to its conflict of law provisions
    2. 5.2 If for any reason a court of competent jurisdiction finds any provision or portion of the Terms to be unenforceable, the remainder of the Terms will continue in full force and effect. Headings are for convenience only and do not affect interpretation.
    3. 5.3 Neither party shall be liable for any delays in or inability to perform any of its obligations under these Terms if caused by circumstances beyond the reasonable control of the party liable to perform such obligations, and such party shall be entitled to a reasonable extension of time for the performance of such obligations.
    4. 5.4 Each party, at its own expense, will comply with all applicable laws, orders and regulations of any governmental authority with jurisdiction over its activities in connection with these Terms and any purchase of top-ups. Each party will furnish to the other party any information required to enable the other party to comply with applicable laws and regulations. You acknowledge that Services obtained by you may be subject to export control laws and regulations, including those of the countries from which they were supplied and in which they are used and you agree to abide by those laws and regulations. You may not sell, lease or otherwise transfer to restricted end-users or to restricted countries any Services or the outputs thereof.
    5. 5.5 These Terms constitute the entire agreement between SCG and you, and supersedes and replaces all prior or contemporaneous understandings or agreements, written or oral, regarding the subject matter of these Terms. Any waiver of any provision of the Terms will be effective only if in writing and signed by you and SCG.
    6. 5.6 SCG reserves the right to investigate complaints or reported violations of these Terms and to take any action SCG deems necessary or appropriate. Such action may include reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties. In addition, SCG may take action to disclose any information necessary or appropriate to such persons or entities relating to user profiles, e-mail addresses, usage history, posted materials, IP addresses and traffic information.
    7. 5.7 The Contracts (Rights of Third Parties) Act (Cap 53B) shall not create or confer any right or benefit to any person who is not party to these Terms.

TERMS AND CONDITIONS

GOVERNING USE OF THE TAPPP WEBSITE

This is an agreement between you ("you” or "your”) and Swissclear Global, Inc. ("SCG”, "we”, "us” or "our”) that governs your use of SCG prepaid service offered at our or our partners’ other third party distribution points (the "Service”). These terms and conditions ("Terms”) constitute a binding agreement between you and SCG and govern the relationship between you and SCG. By your using the Service you agree to be bound by these Terms. These Terms are in addition to the terms and conditions imposed by any relevant content entertainment service providers in the respective countries, and that of any other service providers which we use to help deliver the Service to you, all of which you agree to be bound by. You acknowledge and agree that these Terms do not supersede or replace the terms of your agreement with these content service providers. We may periodically change these Terms and the Service without notice. You are responsible for checking these Terms from time to time for revisions. All amended Terms become effective upon our posting the same on our website at www.tappp.com or as otherwise notified to you, and any use of the Service after such revisions have been posted signifies your consent to the changes. If you do not agree to the revised Terms, please discontinue use of the Service.

  1. 1.PROVISION OF THE SERVICE
    1. 1.1 SCG’s offer of pre-paid accounts is in respect only of the specific content service providers and denominations identified at the point of sale, and on an as-available basis.
    2. 1.2 You shall be solely responsible for ensuring that all details provided are correct. Under no circumstances will any refunds or cancellations or reversals of any transactions be entertained. Once paid, the payment is non-refundable and the top-up/content value is non-transferable and not convertible to cash.
    3. 1.3 SCG shall not be liable to provide any top-ups/content until the entire amount payable by you is received by SCG in full. No contract for any top-up/content shall come into existence until your order has been accepted by SCG. Any request made by you shall be deemed to constitute an offer by you to purchase top-up credits or content credits, and shall not be deemed accepted by SCG until it tops up your designated account. No offer to purchase top-up or content credits may be rescinded or revoked by you.
    4. 1.4 You warrant that your use of the Service is for your own purposes and is not for re-sale or re-distribution and that all information provided by you is true and correct.
    5. 1.5 All taxes, duties, GST and service fees (if any) payable shall be borne solely by you. You must pay for all top-ups using the modes of payment designated by us from time to time.
    6. 1.6 SCG reserves the right to decline orders or reverse transactions arising from any errors or omissions or any breach of your obligations to SCG or for any other reason whatsoever. In the event that the transaction is reversed for any reason other than on account of any breach by you, SCG will refund any top-up/content value collected (and if in a foreign currency, converted at such rate as SCG may apply) and this shall constitute your sole and exclusive remedy against SCG.
  2. 2.YOUR PERSONAL INFORMATION
    1. 2.1 You hereby agree and consent to SCG retaining and disclosing to such third parties as it may see fit (whether located in Singapore or overseas) all information you may provide to SCG in the course of your interacting with SCG or requesting the Services, and whether or not such retention or disclosure is for or in connection with the provision of the Service. Such information may include your name, address, mobile phone number, email address, contact details, bank or payment account details, time, date and location of your transactions, top up amount and remaining credits, and/or other information relating to you.
    2. 2.2 You authorise SCG and its marketing partners to send to you, using your telephone number and any other forms of electronic communications you have provided, information about products and services which SCG or its marketing partners may provide. Where any goods or services are offered by a third party, you agree and acknowledge that such third party shall be solely liable to you in respect thereof, and you shall have no claim against SCG in connection therewith.
  3. 3.PASSWORDS AND SECURITY
    1. 3.1 If you are issued any user account names and/or passwords or other security identifier (“Credentials”), you must ensure that (a) only you will access or use (or attempt to access or use) the Services with the Credentials; (b) you will maintain such Credentials strictly confidential and secure and safe. You will have sole responsibility for the confidentiality, security and use of all Credentials. SCG reserves the right to suspend or invalidate the Credentials at any time and at SCG's discretion without notice (including, without limitation, on any breach of these Terms). Where your Credentials have been applied to a transaction, SCG shall be entitled to deem such transaction as having been undertaken by you or on your behalf, and you shall be solely responsible and liable for all transactions and be bound by any agreement entered into by SCG or any expense incurred by SCG on your behalf in reliance on such activity. You shall notify SCG immediately if the confidentiality of your Credentials is compromised. SCG will not be liable for any loss that you may incur as a result of someone else using your Credentials.
    2. 3.2 SCG does not make any representations regarding the availability and performance of the Service. SCG retains all rights, in its sole and absolute discretion, to alter or terminate the Service or any component thereof at any time from time to time, including without limitation adding or removing functionality, without any notice to you.
  4. 4.DISCLAIMERS AND EXCLUSION OF LIABILTY
    1. 4.1 You may not use this Website in any way that breaches any code of conduct, policy or other notice applicable to this Website. You agree that you will not use any device, software or other instrument to, directly or indirectly, interfere or attempt to interfere with
      1. (a) (i) the proper working of this Website or
      2. (b) (ii) any other party's use and enjoyment of this Website, and that you will not, directly or indirectly, take any action that could damage, disable, overburden, or impair this Website or the networks connected to this Website.
    2. 4.2 You represent and warrant that all information provided by you to SCG in connection with your use of this Website is accurate, current and complete and you agree to hold harmless and indemnify SCG against any breach by you of the foregoing warranty in accordance with the provisions of these Terms.
    3. 4.3 Any use of the Website shall be at your sole risk. You agree and acknowledge that the Website is provided “as is” and “as available” without warranty of any kind, whether express or implied or statutory, including, but not limited to, the implied warranties of satisfactory quality, merchantability, fitness for a particular purpose, and/or non-infringement, all of which are expressly disclaimed. SCG does not warrant or represent that the accessibility of the Website or that it will be uninterrupted or error free, or that defects will be corrected.
    4. 4.4 Without limiting the generality of the foregoing, SCG disclaims any and all liability and warranties relating to or in connection with
      1. (a) The security, availability, reliability, timeliness, accuracy and/or performance of the Website and information relating thereto, the correction of any defects or errors
      2. (b) The accuracy, content, completeness, legality, reliability, operability or availability of the Website and
      3. (c) The availability, accuracy, copyright compliance, legality, decency or any other aspect of any content, advertising, products, or other materials or information on or made available by or otherwise relating to any third parties via the Website or linked thereto or otherwise obtained through the same.
    5. 4.5 EXCLUSION OF LIABILITY. TO THE FULLEST EXTENT PERMITTED UNDER LAW, IN NO EVENT SHALL SCG HAVE ANY LIABILITY TO ANY PERSON OR USER ON ACCOUNT OF ANY USE, MISUSE OR RELIANCE ON THE WEBSITE, INCLUDING ANY DELAY, ACT, OMISSION, NEGLECT OR BREACH ON THE PART OF ANY WEBSITE PROVIDER, MOBILE OPERATORS OR ANY THIRD PARTY COLLABORATOR OF SCG, FOR ANY LOSS, DAMAGE OR CLAIM OF WHATSOEVER NATURE, INCLUDING WITHOUT LIMITATION DIRECT, SPECIAL, PUNITIVE, INDIRECT, CONSEQUENTIAL OR INCIDENTAL, EXTENDING TO DAMAGES OR OTHER CLAIMS FOR LOSS OF PROFITS, REVENUE, USE, DATA, BUSINESS OR OTHER OPPORTUNITIES, GOODWILL, ANTICIPATED SAVINGS, WHETHER BROUGHT IN WARRANTY, CONTRACT, INTELLECTUAL PROPERTY INFRINGEMENT, TORT (INCLUDING NEGLIGENCE) OR OTHER LEGAL THEORY, EVEN IF SCG IS AWARE OF OR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE, ARISING OUT OF OR IN CONNECTION WITH THE USE (OR INABILITY TO USE) OR PERFORMANCE OF THE WEBSITE, THE INTERNET GENERALLY, OR ANY COMMUNICATION NETWORK, OR OTHERWISE HOWSOEVER.
    6. 4.6 IN ADDITION, YOU AGREE THAT SCG SHALL IN NO EVENT BE LIABLE FOR ANY DAMAGES, LOSS OR EXPENSE INCLUDING WITHOUT LIMITATION, DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGE OR ECONOMIC LOSS OR DAMAGES FOR LOSS OF PROFITS, USE, DATA, AIRTIME OR OTHER TANGIBLE OR INTANGIBLE LOSS EVEN IF SCG HAD BEEN ADVISED OF THE POSSIBILITY OF SUCH LOSS OR DAMAGES ARISING FROM OR IN CONNECTION WITH:
      1. (a) ANY ACCESS, USE OR THE INABILITY TO ACCESS OR USE THE WEBSITE
      2. (b) ANY SYSTEM, SERVER OR CONNECTION FAILURE, ERROR, OMISSION, INTERRUPTION, DELAY IN TRANSMISSION OR COMPUTER VIRUS
      3. (c) ANY USE OF OR ACCESS TO ANY OTHER WEBSITE RELATED TO THE WEBSITE
    7. EVEN IF SCG OR THEIR AGENTS OR EMPLOYEES ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES AND/OR EXPENSES.YOU ASSUME ALL RESPONSIBILITY AND RISK FOR THE USE OF THE WEBSITE AND THE WEBSITE GENERALLY. YOU FURTHER AGREE, HAVING REGARD TO THE NATURE OF THE WEBSITE PROVIDED BY SCG, THAT THE ABOVE DISCLAIMERS, EXCLUSIONS AND LIMITATIONS OF LIABILITY ARE REASONABLE IN EVERY RESPECT
    8. TO THE EXTENT THAT EXCLUSION OF CERTAIN WARRANTIES OR THE EXCLUSION OR LIMITATION OF LIABILITY IS PROHIBITED OR LIMITED BY LAW, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU TO THE EXTENT SO PROHIBITED OR LIMITED, OR WHERE ANY LIABILITY HAS NOT BEEN EXCLUDED, THEN SCG’S MAXIMUM AGGREGATE LIABILITY IS LIMITED TO THE MINIMUM EXTENT PERMISSIBLE BY APPLICABLE LAW, AND IN ANY EVENT, SHALL NOT EXCEED THE AMOUNT PAID BY YOU TO SCG IN CONNECTION WITH THE TRANSACTION TO WHICH SUCH LIABILITY RELATES.
  5. 5.INDEMNIFICATION
    1. 5.1 You hereby agree to indemnify, defend and hold SCG, and all their officers, directors, owners, agents, employees, content and information providers, affiliates, partners, licensors and licensees (collectively, the "Indemnified Parties") harmless from and against any and all liability and costs incurred by the Indemnified Parties due to or arising in connection with your use of the Website and/or the online services herein, any information which you submit, any breach by you of these Terms, or any law, regulation or terms of any licence, any claim, any rights of any third party, including without limitation the infringement by you of any intellectual property or other right of any person or entity, including, without limitation, attorney fees and costs on a full indemnity basis. You shall cooperate as fully as reasonably required by SCG in the defense of any claim. SCG reserves the right, at its own expense, to assume the exclusive conduct and control of any matter or legal proceedings subject to indemnification by you and you shall not in any event settle any matter without the prior written consent of SCG.
  6. 6.HYPERLINKS
    1. 6.1 Any hyperlinks to third party websites on the Website are provided solely for your convenience. If you use these links, you leave the Website. SCG has not reviewed all of these third party websites and does not control and is not responsible for these websites or their content or availability. SCG therefore does not endorse or make any representations about them, or any material found there, or any results that may be obtained from using them and SCG assumes no responsibility for the contents of or the consequences of accessing such linked websites. You agree that your access to and/or the use of such linked websites is entirely at your own risk and subject to the terms and conditions of access and/or use contained therein.
    2. 6.2 SCG is not responsible for any third party content (including but not limited to any computer viruses or other disabling features), nor does SCG have any obligation to monitor such third party content. SCG reserves the right at all times to remove or refuse to distribute any content on this Website.
  7. 7.MISCELLANEOUS
    1. 7.1 These Terms will be governed by and construed in accordance with the laws of Singapore, and you agree to submit to the exclusive jurisdiction of the Singapore Courts without regard to its conflict of law provisions.
    2. 7.2 If for any reason a court of competent jurisdiction finds any provision or portion of the Terms to be unenforceable, the remainder of the Terms will continue in full force and effect. Headings are for convenience only and do not affect interpretation.
    3. 7.3 SCG reserves the right to investigate complaints or reported violations of these Terms and to take any action SCG deems necessary or appropriate. Such action may include reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties. In addition, SCG may take action to disclose any information necessary or appropriate to such persons or entities relating to user profiles, e-mail addresses, usage history, posted materials, IP addresses and traffic information.
    4. 7.4 The Contracts (Rights of Third Parties) Act (Cap 53B) shall not create or confer any right or benefit to any person who is not party to these Terms.